A visual inspection of the function and safety of all aspects in a home.  The inspection covers the entire house, from the roof to the foundation, and includes water testing, visual mold inspection, fence inspection, and pool inspection (if applicable).  It can be conducted as a pre-listing inspection for sellers, or a pre-purchase inspection for buyers.

Insurance companies may require a 4 point inspection for homeowners, particularly for homes 25 years or more. It’s a thorough inspection of the electrical system, plumbing system, heating and air conditioning system, and the roof.  This inspection advises insurance companies that the main components of the home are in working order.

You may qualify for insurance discounts if your home is built to withstand harsh winds.  This inspection looks at the materials and construction of a structure, and verifies the home can withstand high impact winds.